The Power of Your Permanent Wealth Account


“The Power of Your Permanent Wealth Account”


How much money has flowed through your life? How much have you kept? If you haven’t kept very much money, that’s because you didn’t have a structure – until now.
In his Prosperity Consciousness course, Fredric Lehrman invites you to imagine living in a time before bank accounts and finance on paper. See yourself carrying around a leather pouch and receiving your income in the form of 10 gold coins. You buy shoes. You eat. Eventually your pouch is empty and you do work to go get 10 more gold coins. Your pouch fills and empties and fills and empties – a natural ebb and flow. Most people spend as much as they make. When their income goes up, so do their expenses.
Now, imagine that you have a SECOND POUCH. And every time you put 10 gold coins in the first pouch, you immediately take one of those coins and move it to the second pouch. You continue to add and subtract from the first pouch, but the second pouch, you NEVER spend those coins. Eventually that second pouch would grow until it’s too heavy to carry around anymore.
This is the idea of the permanent wealth account.
Open a bank account that is completely separate from all your other accounts with the sole intention of putting money in there and never ever touching the principle.
Remember the story of the goose that laid the golden eggs? You wouldn’t ever kill the golden goose, would you? You’d want to live off of the eggs. The permanent wealth account is your Golden Goose.
Having this account reinforces two very important beliefs:


Belief #1


“I have money.”



What you focus on expands. If you’re always complaining about how you’re broke and have no money, it’s hard for money to come to you.
It’s easy to receive more of what you already have. So if you already have money, it’s easy to attract more.


Belief #2


“I have more money than I’ll ever need.”



What an abundant belief! You’ll never touch the principal, which means that you have more money than you’ll ever need.
In my experience, the amount of money in my permanent wealth account is the amount of money that moves easily in my life. It’s like a magnet for more money. When I got to $10,000, I found it easier to attract another $10,000.
It’s easy to calculate 10% of your income. And it’s easy to live off of 90% of your income. You won’t even notice it’s gone, as long as you pay yourself first.
You MUST pay yourself first!!! Otherwise, that 10% will get spent.  Every time you receive a check, automatically transfer 10% into your permanent wealth account. Do this until it becomes a habit and is automatic for you.
If you don’t have any income, start by contributing whatever you can. The practice of managing your money is more important than the amount.
You’ll have so much fun with this account that you’ll want to put more money in. Having fun is important! You’ll start by putting aside 10% of your income, and soon you’ll find that you can contribute even more.
Please post a comment below and let me know how this is going for you!  Your Permanent Wealth Account is a powerful tool.

If you enjoyed this article and would like to receive more like it, I recommend registering for “Prosperity Express,” our bi-weekly e-mail newsletter, filled with timely tips, tools, insights and strategies for creating wealth and living in prosperity:

Register Now for FREE


Thank You for Your Support!

FBCoverPhotoBlogThankYou -
Wow! What an intense week it’s been! The #ThriveHero video contest just wrapped up, and thanks to a LOT of support from amazing family, friends, and colleagues like you, I actually WON the contest!!!
Here’s my “Hero’s Journey” video that I submitted, in case you’re curious (if you watch it, make sure to check out the silly thing I did with the license plate when I show the photo of my car).

This experience has changed me forever at some level. I’ve stretched and grown and learned quite a bit in just this one week.
I have to tell you… I felt uncomfortable with the level of support I was asking for. It wasn’t too terrible to ask people to click “Vote” one time, but asking them to do it once a day for 5 days and maybe even enrolling some of their friends in doing it, too… Eek! I had a lot of fear come up around not wanting to annoy people. So it definitely pushed my asking and receiving muscles!
And while tend to shy away from competition most of the time, being neck-in-neck for #1 throughout the week with my friend, Erin Delaney, actually left me feeling even closer and more connected with her. I’m so happy and grateful that we were able to have it feel collaborative and loving while still both totally going for it with our whole hearts.
I’m putting together a Gratitude Bundle of goodies to thank you for all your love and support. Stay tuned!
In the meantime, if you’re inspired by my story and curious about working with Jesse & Sharla yourself, I recommend checking out their free video training series, “5 Keys for Attracting Clients without Struggle and Getting Paid Well for the Work You Love.” Click here for access.
On the next page, you can click “Apply for My Full Scholarship Now” and apply for a scholarship to attend the Client Attraction Summit, the event that kicked it all off for me back in 2006!
Since they can see that you came from this link, they’ll know that I referred you and approve your scholarship application.



Vote for PJ!


Would you be willing to help me win a $5,000 business grant through the #ThriveHero video contest by clicking this link and then clicking “Vote” for my video? Right now, I’m neck-in-neck for #1 and every vote counts!




Paul & Penelope’s Wedding

 Paul & Penelope’s Wedding


All of our top wedding photos and videos are now online so I wanted to create an easy way for you to check them out, if you feel so inclined. Click on each header (or image) to see all of the photos and videos.

Engagement Photos

15.04.05 PH-33

Wedding Trailer Video


Wedding Photos Part 1: Getting Ready


Wedding Photos Part 2: “First Look”


Wedding Photos Part 3: Wedding Party & Family Photos


Wedding Photos Part 4: Our Wedding Ceremony


Wedding Photos Part 5: “Cockatoo Hour” & Reception


Wedding Album Design

PJ Final Page 27

Wedding Highlight Video


Thank you for checking out our photos and videos! What did you like best? Do you have any great marriage advice? Feel free to leave a comment!
Here’s a shout out to our awesome vendors (I figure that the best way to thank them is to help spread the word about their fabulous services):
Engagement Photographer: Vicens Forns
Wedding Photographer & Videographer: Andy Lam
Makeup Artist & Hair Stylist: Teresa Reynolds
Delicious Wedding Cake: Le Gateau Elegant
Catering: Armadillo Willy’s
Awesome Bird Show: Happy Birds
Party Supply Rental: C & M Party Props
Dress Alterations: Just My Size
Bridesmaids’ Robes: Wedding Prep Gals
Gift & Honeymoon Registry:

Dealing with Denying Force

 “Dealing with Denying Force”

My momma never told me “Life is like a box of chocolates,” but she has told me repeatedly that when you want to make a postive change in your life, it’s very common to hit some kind of resistance or “denying force,” as if the Universe is saying “Really? Are you sure you want that?”
Wherever you want to go next, there’s a process for getting there, and that process includes moving through challenges:
1. Affirming “This is what I want!”
2. Denying “Here’s what’s in the way.”
3. Achieving “I got what I want, now what’s next?”

Here’s an example from my own life…
It started out with celebrating how I was having the most relaxed and pleasurable launch ever.
That was the affirming phase, “This is what I want… to inspire thousands of entrepreneurs all over the world through this launch while still taking amazing care of myself and having a a fabulous life outside of work.”
Then came the denying force…
Shortly after the launch started, I was hit with a ridiculous number of tech issues:
• My website crashing… repeatedly
• My e-mail addresses randomly not working all of a sudden
• People getting two confirmation e-mails when they sign up for my paid offer… one of them wrong
• My video player malfunctioning and getting a gazillion e-mails about how my videos weren’t working
• Having the wrong webform on one of my sites so people were getting the wrong information
For one of my training calls, we ran into a scheduling challenge and had to pre-record the training. Then we ran into a tech challenge… Instant Teleseminar didn’t let you broadcast pre-recorded presentations that had slides, which this one did.
Here’s the good news… while I did feel irritated at times, I didn’t freak out. I didn’t abandoned my self-care practices. I just kept moving forward. And I was really proud of myself for that.
I wanted to share this with you because this is the kind of stuff that other experts don’t often talk about.
If you’ve hit denying force (and if you’ve run into challenges with technology), you are not alone. And you haven’t failed or done anything wrong. This is just part of the growth process. So take a deep breath and keep moving forward.


If you enjoyed this article and would like to receive more like it, I recommend registering for “Prosperity Express,” our bi-weekly e-mail newsletter, filled with timely tips, tools, insights and strategies for creating wealth and living in prosperity:

Register Now for FREE


Expanding Your Prosperity Consciousness

 “Expanding Your Prosperity Consciousness”


Most people don’t use the word “prosperity” in conversation. You probably hear people talking about wanting to make more money, wanting to get out of debt, or wanting to attract more clients.
However, when people think they want more money, what they actually want is the experience that they think more money will give them, whether that’s happiness, peace of mind, or freedom. That experience is the experience of prosperity.
The first step in expanding your prosperity consciousness is to realize that if you are reading this article, you are already wealthy, at least wealthier than 95% of the world’s population.
Think about it. Would you trade financial lives without someone else on the planet at random? If you’re lucky, you could end up with the finances of someone extremely wealthy like Bill Gates or Richard Branson. However, the odds are against you. You would probably end up with a far lower standard of living than what you have now.
Take time into the equation. Would you trade places with a king or a queen 300 years ago? To “live like a king” sounds great. That was the most lavish possible lifestyle at the time. You would have feasts and servants. On the other hand, you wouldn’t have running water, electricity, phones, antibiotics, internet, airplanes, or any of the other modern conveniences that we tend to take for granted.
You’re already beginning to feel more prosperous, aren’t you?
The next step is to define what prosperity means to you so that you know what you’re going for and so that you’ll know when you get it. Otherwise, it’s like playing a game with no rules. How do you know when you’re winning?
According to popular minister and author Eric Butterworth:

Prosperity is a way of living and thinking,
and not just money or things.
Poverty is a way of living and thinking,
and not just a lack of money or things.”

As for the dictionary definition: prosperity is the state of flourishing, thriving, success, or good fortune. Prosperity often encompasses wealth but also includes others factors that are independent of wealth to varying degrees, such as happiness and health.
It’s also important to ask yourself:
Do you want to be wealthy?
If so, what is “Wealth?”
How much money would you need to have to consider yourself wealthy? $100,000 per year in income? $5,000,000 net worth? It’s completely subjective, different for everybody, and it probably even changes for you over time.
The word “wealth” comes from the old English word “weal”, which means “well-being.”
When you say you want to be wealthy, you are really saying that you want to live in the experience of well-being. It’s not the actual dollars (or euros or yen, etc.) that you want. It’s the experience that you believe those dollars will bring you.
Here’s my definition, that you’re welcome to adopt for yourself… prosperity is the experience of feeling grateful for the abundance that’s in your life right now AND looking forward to even more.
When you cultivate that way of thinking and living, can you see how it’s easier to attract more wealth than when you’re living in scarcity and fear?


The Fastest and Easiest Path to Prosperity

“The Fastest and Easiest Path to Prosperity”


This post is an excerpt from my first book, The Little Book of Prosperity:


The fastest and easiest way to tune into prosperity is to get into an emotional state of GRATITUDE.

Gratitude is an extremely powerful emotion. Robert A. Emmons from the University of California Davis and Micheal E. McCullogh from the University of Miami conducted a long-term research project designed to study the effects of gratitude. Here are some of their findings:

  • In an experimental comparison, those who kept gratitude journals on a weekly basis exercised more regularly, reported fewer physical symptoms, felt better about their lives as a whole, and were more optimistic about the upcoming week compared to those who recorded hassles or neutral life events.
  • Participants who kept gratitude lists were more likely to have made progress toward important personal goals over a two-month period compared to subjects in the other experimental conditions.
  • In a sample of adults with neuromuscular disease, a 21-day gratitude intervention resulted in greater amounts of high energy positive moods, a greater sense of feeling connected to others, more optimistic ratings of one’s life, and better sleep duration and sleep quality, relative to a control group.
  • Grateful people report higher levels of positive emotions, life satisfaction, vitality, optimism and lower levels of depression and stress. The disposition toward gratitude appears to enhance pleasant feeling states more than it diminishes unpleasant emotions. Grateful people do not deny or ignore the negative aspects of life.
  • People with a strong disposition toward gratitude have the capacity to be empathic and to take the perspective of others.  They are rated as more generous and more helpful by people in their social networks.

The simplest and fastest way to tap into your feelings of gratitude is a process to make a list of people, pets, places, things, and experiences that you are grateful for. You can do this mentally or out loud. I’ve found that it’s most effective for me when I write it down.

A highly beneficial practice is to keep a gratitude journal and every night before you go to bed, write down 5 things that you’re grateful for.

In fact, I invite you to leave a comment here and let me know 5 things that you’re grateful for.   Thanks!

Don’t Miss a Step: Take Time to Celebrate!

 “Don’t Miss a Step: Take Time to Celebrate!”

The path of a goal, whether a goal set for your personal life or in the course of business, is generally seen as having four steps:
1) Assess the situation
2) Set goals for how you want it to be
3) Take steps to achieve the goals and
4) Achieve the goals (completion)
After Step 4, many people return to Step 1 with the question: “OK, what’s next?” And then it’s on to Step 2 and 3 and 4 again.
Hold on. Stop right there.
There is actually a very important fifth step that many of us leave out.
Step 5 is where we celebrate our achievements!
After working hard to reach our goals, taking time to celebrate gives us the opportunity to:
• Capture the Learning
When we take stock of what we’ve learned along the way to our goals, we can consciously incorporate those lessons in the future.
• Acknowledge Our Internal Resources
In achieving goals, we bring forth various internal resources, such as courage and persistence, to meet the challenges. To have others acknowledge us—and to give ourselves credit, as well—is deeply satisfying. Too often, we miss seeing these qualities in ourselves and others. Acknowledging our strengths has the power to call us forth to use them even more.

• Build a Sense of Unity
Nothing can bond people more than striving toward a common goal and then sharing in the joy of the achievement. However, if you don’t stop to appreciate the people who helped make it happen, connection and goodwill can break down. Your team will feel more inclined to go the extra mile if you give them the appreciation they deserve.
• Send a Message to the Universe
Stopping to savor and celebrate your successes sends the message out into the Universe that you know how to appreciate this success and that you are ready for more!
• Have fun!
Knowing that you get to celebrate in a fun way after your goal is achieved is a great motivator. You’ve done a fantastic job—of course you want to be rewarded with some fun and enjoyment. You deserve it!
There are countless ways to celebrate and savor your successes. Whatever brings you a sense of joyous completion is the ticket.
What’s one success want to celebrate? Post a comment below!

Did you enjoy this article? Want more like it?
Click Here to Get Our FREE Newsletter!

Author’s content used under license, © 2008 Claire Communications

How to Improve Your Relationship With Money

 “How to Improve Your Relationship with Money”


Just like you have relationships with other people, you have a relationship with money. First, decide that your money is important to you and worth spending time with. If you’re in a relationship with someone and you tell them “you’re just not that important to me,” how long do you think they’re going to stick around?

Do you keep your cash organized in your wallet or crumpled up in wads around the house with piles of loose change? I encourage you to treat your money with respect.

When money is important to you, you are willing to spend quality time with it, just like with someone you’re dating. Schedule a regular time to give your money your full attention.


During your “Money Date,” you can find out how your money is doing by reviewing your financial statements, balancing your checkbook, or reconciling your accounts.

In the past, when I didn’t have a regular “Money Date,” I handled my finances randomly. I would balance my checkbook and pay bills when I got around to it, which meant that sometimes I was organized and sometimes my finances were in total chaos. I wasted hundreds of dollars in fees that could have been avoided if I was monitoring my finances more closely.

Now that I have regular and consistent “Money Dates,” I have clarity around my finances, and I make better decisions. I love it, and I believe that you will, too.

Please comment on this post and let me know how this experience is for you.


If you enjoyed this article and would like to receive more like it, I recommend registering for “Prosperity Express,” our bi-weekly e-mail newsletter, filled with timely tips, tools, insights and strategies for creating wealth and living in prosperity:

Register Now for FREE


A New Approach to Self-Care

 “A New Approach to Self-Care”


Lately, it seems like we live in a culture in which we equate our value as human beings with how busy we are and how many items we check off our “to-do” list each day.
And when our “to-do” lists spiral out of control, it’s tempting to carve out more time by neglecting our own needs (not getting enough sleep, eating fast food, skipping a trip to the gym, etc.)
But actually, when you feel really busy or stressed is the WORST possible time to abandon your self-care because studies have shown that neglecting your own self-care makes you LESS productive and efficient overall.
Self-Care Is Not a Luxury.
Self-care is an investment in the maintenance and rejuvenation of your body, mind and spirit. It’s absolutely necessary to help you be able to take on the stress and challenges that are constantly coming at you in our fast-paced world.
Self-Care Is Not Being Selfish.
You may have been taught that it’s noble and good to put the needs of others before your own. But actually, when you’re exhausted and stressed and cranky, how available are you really to support your loved ones?
When your needs are met, you can show up for others as the best version of yourself. You’ll be happier, healthier, and have considerably more “bandwidth” to help other people.
Taking care of yourself is one of the best possible things you can do for the people you love.
Treat Yourself Like a Ferrari.
What would happen if you were to care for your body as if it were a high-performance vehicle?
When you’re diligent about caring for your Ferrari properly (providing high-quality fuel, keeping up with regular oil changes, etc.), it can operate at its best for you.
Likewise, when you’re diligent about caring for yourself properly, you’ll be able to operate at your best for your business and for the people you love.
Discover Which Practices Work Best For You.
My sweetheart goes to the gym for two hours a day, five days a week. While I admire his consistency and discipline, I can’t find it in myself to commit to that. However, walking or getting on the elliptical runner for twenty minutes is something that I can get myself to do that boosts my energy significantly. And once I get started, I often exercise much more than that.
Personally, I need my self-care practices to be QUICK, or I won’t do them consistently. Taking a moment to set my intention for the day or stretch my calves, or write down five things I’m grateful for before going to sleep… these are all things I can accomplish. 30 minutes of meditation? Not happening.
The point is, find what works for YOU so that you’ll actually do it and get to enjoy the benefits.
Here’s a great place to start… determine what optimum health looks like for you in these key areas:
• Getting Enough Sleep
• Eating Well
• Exercising
• Drinking Enough Water
“Gamify” Your Self-Care.
Gamification is “the concept of applying game mechanics and game design techniques to engage and motivate people to achieve their goals.”
Just knowing that certain self-care practices are good for me are not enough.
I need the serotonin rush of checking something off my list. I need credit. I need accountability.
That’s why I created my Self-Care Score Card. This is a score card that I fill out throughout the week, earning points for completing specific self-care practices. At the end of the week, I send my score card to my accountability buddy.
I’m calling this a new approach to self-care because I’ve never heard of anyone else doing this.
If you’re curious, you can download a copy of my Self-Care Score Card here as well as a blank template to create your own:

Sample Self-Care Score Card

Blank Self-Care Score Card Template

Was this article helpful?

Sign up to get my Prosperity Express Newsletter bi-weekly e-mail newsletter (valued at $97), filled with timely tips, tools, insights and strategies for living in prosperity and creating wealth…