The Power of Your Permanent Wealth Account


“The Power of Your Permanent Wealth Account”


How much money has flowed through your life? How much have you kept? If you haven’t kept very much money, that’s because you didn’t have a structure – until now.
In his Prosperity Consciousness course, Fredric Lehrman invites you to imagine living in a time before bank accounts and finance on paper. See yourself carrying around a leather pouch and receiving your income in the form of 10 gold coins. You buy shoes. You eat. Eventually your pouch is empty and you do work to go get 10 more gold coins. Your pouch fills and empties and fills and empties – a natural ebb and flow. Most people spend as much as they make. When their income goes up, so do their expenses.
Now, imagine that you have a SECOND POUCH. And every time you put 10 gold coins in the first pouch, you immediately take one of those coins and move it to the second pouch. You continue to add and subtract from the first pouch, but the second pouch, you NEVER spend those coins. Eventually that second pouch would grow until it’s too heavy to carry around anymore.
This is the idea of the permanent wealth account.
Open a bank account that is completely separate from all your other accounts with the sole intention of putting money in there and never ever touching the principle.
Remember the story of the goose that laid the golden eggs? You wouldn’t ever kill the golden goose, would you? You’d want to live off of the eggs. The permanent wealth account is your Golden Goose.
Having this account reinforces two very important beliefs:


Belief #1


“I have money.”



What you focus on expands. If you’re always complaining about how you’re broke and have no money, it’s hard for money to come to you.
It’s easy to receive more of what you already have. So if you already have money, it’s easy to attract more.


Belief #2


“I have more money than I’ll ever need.”



What an abundant belief! You’ll never touch the principal, which means that you have more money than you’ll ever need.
In my experience, the amount of money in my permanent wealth account is the amount of money that moves easily in my life. It’s like a magnet for more money. When I got to $10,000, I found it easier to attract another $10,000.
It’s easy to calculate 10% of your income. And it’s easy to live off of 90% of your income. You won’t even notice it’s gone, as long as you pay yourself first.
You MUST pay yourself first!!! Otherwise, that 10% will get spent.  Every time you receive a check, automatically transfer 10% into your permanent wealth account. Do this until it becomes a habit and is automatic for you.
If you don’t have any income, start by contributing whatever you can. The practice of managing your money is more important than the amount.
You’ll have so much fun with this account that you’ll want to put more money in. Having fun is important! You’ll start by putting aside 10% of your income, and soon you’ll find that you can contribute even more.
Please post a comment below and let me know how this is going for you!  Your Permanent Wealth Account is a powerful tool.

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The Fastest and Easiest Path to Prosperity

“The Fastest and Easiest Path to Prosperity”


This post is an excerpt from my first book, The Little Book of Prosperity:


The fastest and easiest way to tune into prosperity is to get into an emotional state of GRATITUDE.

Gratitude is an extremely powerful emotion. Robert A. Emmons from the University of California Davis and Micheal E. McCullogh from the University of Miami conducted a long-term research project designed to study the effects of gratitude. Here are some of their findings:

  • In an experimental comparison, those who kept gratitude journals on a weekly basis exercised more regularly, reported fewer physical symptoms, felt better about their lives as a whole, and were more optimistic about the upcoming week compared to those who recorded hassles or neutral life events.
  • Participants who kept gratitude lists were more likely to have made progress toward important personal goals over a two-month period compared to subjects in the other experimental conditions.
  • In a sample of adults with neuromuscular disease, a 21-day gratitude intervention resulted in greater amounts of high energy positive moods, a greater sense of feeling connected to others, more optimistic ratings of one’s life, and better sleep duration and sleep quality, relative to a control group.
  • Grateful people report higher levels of positive emotions, life satisfaction, vitality, optimism and lower levels of depression and stress. The disposition toward gratitude appears to enhance pleasant feeling states more than it diminishes unpleasant emotions. Grateful people do not deny or ignore the negative aspects of life.
  • People with a strong disposition toward gratitude have the capacity to be empathic and to take the perspective of others.  They are rated as more generous and more helpful by people in their social networks.

The simplest and fastest way to tap into your feelings of gratitude is a process to make a list of people, pets, places, things, and experiences that you are grateful for. You can do this mentally or out loud. I’ve found that it’s most effective for me when I write it down.

A highly beneficial practice is to keep a gratitude journal and every night before you go to bed, write down 5 things that you’re grateful for.

In fact, I invite you to leave a comment here and let me know 5 things that you’re grateful for.   Thanks!

How to Improve Your Relationship With Money

 “How to Improve Your Relationship with Money”


Just like you have relationships with other people, you have a relationship with money. First, decide that your money is important to you and worth spending time with. If you’re in a relationship with someone and you tell them “you’re just not that important to me,” how long do you think they’re going to stick around?

Do you keep your cash organized in your wallet or crumpled up in wads around the house with piles of loose change? I encourage you to treat your money with respect.

When money is important to you, you are willing to spend quality time with it, just like with someone you’re dating. Schedule a regular time to give your money your full attention.


During your “Money Date,” you can find out how your money is doing by reviewing your financial statements, balancing your checkbook, or reconciling your accounts.

In the past, when I didn’t have a regular “Money Date,” I handled my finances randomly. I would balance my checkbook and pay bills when I got around to it, which meant that sometimes I was organized and sometimes my finances were in total chaos. I wasted hundreds of dollars in fees that could have been avoided if I was monitoring my finances more closely.

Now that I have regular and consistent “Money Dates,” I have clarity around my finances, and I make better decisions. I love it, and I believe that you will, too.

Please comment on this post and let me know how this experience is for you.


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A New Approach to Self-Care

 “A New Approach to Self-Care”


Lately, it seems like we live in a culture in which we equate our value as human beings with how busy we are and how many items we check off our “to-do” list each day.
And when our “to-do” lists spiral out of control, it’s tempting to carve out more time by neglecting our own needs (not getting enough sleep, eating fast food, skipping a trip to the gym, etc.)
But actually, when you feel really busy or stressed is the WORST possible time to abandon your self-care because studies have shown that neglecting your own self-care makes you LESS productive and efficient overall.
Self-Care Is Not a Luxury.
Self-care is an investment in the maintenance and rejuvenation of your body, mind and spirit. It’s absolutely necessary to help you be able to take on the stress and challenges that are constantly coming at you in our fast-paced world.
Self-Care Is Not Being Selfish.
You may have been taught that it’s noble and good to put the needs of others before your own. But actually, when you’re exhausted and stressed and cranky, how available are you really to support your loved ones?
When your needs are met, you can show up for others as the best version of yourself. You’ll be happier, healthier, and have considerably more “bandwidth” to help other people.
Taking care of yourself is one of the best possible things you can do for the people you love.
Treat Yourself Like a Ferrari.
What would happen if you were to care for your body as if it were a high-performance vehicle?
When you’re diligent about caring for your Ferrari properly (providing high-quality fuel, keeping up with regular oil changes, etc.), it can operate at its best for you.
Likewise, when you’re diligent about caring for yourself properly, you’ll be able to operate at your best for your business and for the people you love.
Discover Which Practices Work Best For You.
My sweetheart goes to the gym for two hours a day, five days a week. While I admire his consistency and discipline, I can’t find it in myself to commit to that. However, walking or getting on the elliptical runner for twenty minutes is something that I can get myself to do that boosts my energy significantly. And once I get started, I often exercise much more than that.
Personally, I need my self-care practices to be QUICK, or I won’t do them consistently. Taking a moment to set my intention for the day or stretch my calves, or write down five things I’m grateful for before going to sleep… these are all things I can accomplish. 30 minutes of meditation? Not happening.
The point is, find what works for YOU so that you’ll actually do it and get to enjoy the benefits.
Here’s a great place to start… determine what optimum health looks like for you in these key areas:
• Getting Enough Sleep
• Eating Well
• Exercising
• Drinking Enough Water
“Gamify” Your Self-Care.
Gamification is “the concept of applying game mechanics and game design techniques to engage and motivate people to achieve their goals.”
Just knowing that certain self-care practices are good for me are not enough.
I need the serotonin rush of checking something off my list. I need credit. I need accountability.
That’s why I created my Self-Care Score Card. This is a score card that I fill out throughout the week, earning points for completing specific self-care practices. At the end of the week, I send my score card to my accountability buddy.
I’m calling this a new approach to self-care because I’ve never heard of anyone else doing this.
If you’re curious, you can download a copy of my Self-Care Score Card here as well as a blank template to create your own:

Sample Self-Care Score Card

Blank Self-Care Score Card Template

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Accessing the Power of Gratitude


“Accessing the Power of Gratitude”



The practice of gratitude as a tool for happiness has been in the mainstream for years. Long-term studies support gratitude’s effectiveness, suggesting that a positive, appreciative attitude contributes to greater success in work, greater health, peak performance in sports and business, a higher sense of well-being, and a faster rate of recovery from surgery.
But while we may acknowledge gratitude’s many benefits, it still can be difficult to sustain. So many of us are trained to notice what is broken, undone or lacking in our lives. And for gratitude to meet its full healing potential in our lives, it needs to become more than just a Thanksgiving word. We have to learn a new way of looking at things, a new habit. And that can take some time.
That’s why practicing gratitude makes so much sense. When we practice giving thanks for all we have, instead of complaining about what we lack, we give ourselves the chance to see all of life as an opportunity and a blessing.
Remember that gratitude isn’t a blindly optimistic approach in which the bad things in life are whitewashed or ignored. It’s more a matter of where we put our focus and attention. Pain and injustice exist in this world, but when we focus on the gifts of life, we gain a feeling of well-being. Gratitude balances us and gives us hope.
There are many things to be grateful for… here are a few off the top of my head: colorful autumn leaves, legs that work, friends who listen and really hear, chocolate, the ability to read, roses, our health, kittens. What’s on your list?
Some Ways to Practice Gratitude:
* Keep a Gratitude Journal in which you list things for which you are thankful. You can make daily, weekly or monthly lists. Greater frequency may be better for creating a new habit, but just keeping that journal where you can see it will remind you to think in a grateful way. I’ve made a habit of writing down at least 5 things I’m grateful for every night before I go to sleep.
* Make a gratitude collage by drawing or pasting pictures.
* Practice gratitude around the dinner table or make it part of your nighttime routine.
* Make a game of finding the hidden blessing in a challenging situation.
* When you feel like complaining, make a gratitude list instead. You may be amazed by how much better you feel.
* Notice how gratitude is impacting your life. Write about it, sing about it, express thanks for gratitude.
As you practice, an inner shift begins to occur, and you may be delighted to discover how content and hopeful you are feeling. That sense of fulfillment is gratitude at work.
Author’s content used under license, © 2008 Claire Communications

Free Training Call: The Top 5 Keys to Financial Success

“The Top 5 Keys to Financial Success”


With PJ Van Hulle


October 23rd, 2012


6:00 – 7:00 pm Pacific Time


On this call you will:


  • Learn the #1 Secret to Attracting More Money EFFORTLESSLY (it’s not what you think)
  • Find Out How to Avoid the Top 3 Mistakes That Are Sucking the Life (and Profit) Out of Your Business
  • Discover the Top 5 Keys to Financial Success


    PJ Van Hulle is an acclaimed international speaker and financial literacy expert who works with speakers, coaches, & consultants who love what they do but want to make more money with less effort and stress.


    She is a certified trainer with 13 years of teaching experience, the author of the Little Book of Prosperity, the co-author of Make Your Connections Count, and the creator of the List-a-Palooza 90 Day List-Building Challenge.


    Through her signature programs, Prosperity 101 and the Client Attraction Blueprint Total Success System, she has helped thousands of entrepreneurs to attract and KEEP more money..


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